Debt Management Help Centre

This is where you’ll find in depth Debt Management guides and advice from debt experts at Gregory Pennington.

Find out more about Debt Management Plans, what to expect from Debt Management, answers to frequently asked questions and more.

If you cannot find an answer to your questions here, then please request a call back from one of our advisors. Debt Management customers can speak to their Personal Finance Team about anything to do with their plan.

Benefits of debt management

There are many benefits of debt management, including the fact that it allows you to make manageable monthly payments towards your unsecured debts. There are also drawbacks.

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Guide to bailiffs and debt collectors

Bailiffs and debt collectors are different, so there are different things you need to know about them. Bailiffs have certain rights that debt collectors don't. Here is an in-depth guide to bailiffs and debt collectors.

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How does a debt management plan work?

This guide explores how a debt management plan is set up, how long it lasts and what you can expect from a debt management plan.

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Debt management: a step-by-step guide

This guide will take you through a debt management plan at Gregory Pennington - step by step.

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How are debt management payments calculated?

Debt management payments are calculated by looking at how much you can reasonably afford, with a fair and proportionate amount going to each lender.

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What solutions are available?

Your total debt?

£2,000

Just a few more details before we calculate your results

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Please remember, the form above is just an information tool. One of our advisors will be in touch to answer any questions you may have and offer you more personalised advice on how to resolve your debt problems.
About us

We've been helping people get out of debt for almost 20 years. Read more about what we do and the charities we support.

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Fees & key info

Read more about the fees involved with each of the solutions we provide.

Download the Insolvency Service guide to dealing with creditors.

Read here for information about our Complaints Procedure and referring a complaint to the Financial Ombudsman Service.

Conditions Apply. Repaying your debt over a longer period of time can increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and may also be affected in the medium to long term. Fees are payable when continuing service is provided.
Our awards

Every month we help 1000s of people to get out of debt. We are proud of the service we provide and of the awards we've received.

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Customers' stories
Mr M.D.Somerset

"Everyone I've dealt with has been practical, helpful, calm, non-judgemental and efficient. I'd recommend this service to anyone."

Ms C.I.London

"They took all the worries of dealing with phone calls and letters away from me and kept me informed of what was going where."

Mrs K.H.Norfolk

"From start to finish I felt as though I mattered. My case was dealt with care. I would definitely recommend your services."

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