How flexible are debt management plans?

Debt management is an informal approach, so your payments could go up or down if your circumstances change.

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Alternatives to debt management

If a debt management plan isn't the best way of dealing with your debts, there could still be an approach that works for you.

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Can Hire Purchase debt be included in debt management?

A Hire Purchase agreement is different to an 'ordinary' credit agreement in a number of ways.

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Can electricity debts be included in my debt management plan?

You can include electricity debts as part of your essential spending on a debt management plan.

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Do I qualify for debt management if I am on benefits?

Can you get debt help if you're on benefits?

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What solutions are available?

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Please remember, the form above is just an information tool. One of our advisors will be in touch to answer any questions you may have and offer you more personalised advice on how to resolve your debt problems.
About us

We've been helping people get out of debt for almost 20 years. Read more about what we do and the charities we support.

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Fees & key info

Read more about the fees involved with each of the solutions we provide.

Download the Insolvency Service guide to dealing with creditors.

Read here for information about our Complaints Procedure and referring a complaint to the Financial Ombudsman Service.

Conditions Apply. Repaying your debt over a longer period of time can increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and may also be affected in the medium to long term. Fees are payable when continuing service is provided.
Our awards

Every month we help 1000s of people to get out of debt. We are proud of the service we provide and of the awards we've received.

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