What is a Warrant of Execution?

A warrant of execution is an instruction from the court to send bailiffs to someone's home. Bailiffs can take goods up to the value of the debt owed.

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Can lenders contact me on social media during a debt management plan?

The Office of Fair Trading said last year that lenders should not contact people in debt on social media - but it does still happen. So what are your rights?

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Debt management or bankruptcy - which is better for me?

You could find out whether debt management or bankruptcy is more suitable for you by speaking to a debt expert.

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Could a debt management plan continue if I leave my job?

A debt management plan requires regular monthly payments, so if you leave your job and can no longer make your payments as agreed, you'll need to come to a new (if temporary) arrangement with your lenders.

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Debt Management: What is a default notice?

A default notice is a formal letter from a lender that can open the door to legal action, so speak to a debt adviser if you have received one.

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About us

We've been helping people get out of debt for almost 20 years. Read more about what we do and the charities we support.

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Fees & key info

Read more about the fees involved with each of the solutions we provide.

Download the Insolvency Service guide to dealing with creditors.

Read here for information about our Complaints Procedure and referring a complaint to the Financial Ombudsman Service.

Conditions Apply. Repaying your debt over a longer period of time can increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and may also be affected in the medium to long term. Fees are payable when continuing service is provided.
Our awards

Every month we help 1000s of people to get out of debt. We are proud of the service we provide and of the awards we've received.

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