Would a debt management plan affect my mortgage?

Debt management won't affect your current mortgage - in fact, it might make it easier for you to make your mortgage payments.

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How long will debt management stay on my credit record?

Lowering your repayments under debt management will have an effect on your credit rating, but it at least means you're getting your finances back under control.

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Could a debt management plan help me avoid bankruptcy?

A debt management plan could help you to tackle your problem debts; however, it's also worth considering other debt solutions that could help you avoid bankruptcy.

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Debt management: can I write off credit card debts?

If you have credit card debts that you can no longer repay as agreed, a debt management plan can get them under your control again - with smaller payments you can make at a realistic pace.

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What to do if a County Court Judgment (CCJ) is made against you

If you fail to make your debt repayments as agreed, your lenders could ask a court to issue a County Court Judgment (CCJ) against you. This article gives advice on how to deal with it.

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Read more about the fees involved with each of the solutions we provide.

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Conditions Apply. Repaying your debt over a longer period of time can increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and may also be affected in the medium to long term. Fees are payable when continuing service is provided.
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